Why Use an Insurance Broker

An insurance broker can save you time, money and worry.

Just like an accountant or lawyer who provides you with professional advice based on years of training and experience, a qualified broker can do the same with your insurance.

Insurance can be incredibly complicated to fully understand. A broker helps you understand the levels of risk you or your business faces, the details of a policy and also helps to ensure you come out with the right level of cover at the right price.

Often it can cost less to use a Regional insurance broker than going direct. We have the scale and relationships with insurers to negotiate competitive premiums and policies on your behalf.

If the worst happens and you do have to make a claim, a Regional broker will act on your behalf, liaising with the insurance company to negotiate the best possible outcome for you. So whether it’s home, car, life or business insurance, brokers are one of the most trusted sources of advice available to make sure you and your livelihood are fully protected.

Our client service approach

01

Tailoring your strategy

We can carry out a needs analysis to identify potential and existing risks to your business - taking into account any issues over the past 12 months. We do research with the insurers to present you with a personalised report recommending the best option.

02

Placing cover

We implement our tailored insurance strategy, confirming and communicating the details of your policy and premiums.

03

Delivering ongoing service

We can handle the day-to-day management of your insurance cover, holding regular review meetings to make sure you continue to have the right level of protection and recommending changes when necessary to cover any new or emerging risks within your business.

04

Managing your claims

If you have a claim, we can suport you through the entire claim process - neogotiating with insurers and third parties to ensure the swift payment of any benefits. We can maintain up-to-date claims statistics and analysis on your claims frequency, serverity, causes and trends so we can get the best outcome for you when it's time to review your policy.

05

Renewing your cover

As the end of the year approaches, we can review any changes to your business over the course of the year - including any claims you made - and put together a proposal recommending the best option for you for the following year.

Testimonials Check what our clients say about us

We would like to say thanks from HFT for the continued support from you as our insurance broker over the last four years. You have been amazing through the few claims we have had to make during this time and the money you have been able to save us on our policy compared to our previous insurance providers. As we have been growing our business in size it has been a pleasure to be able to communicate with you personally on the addition of plant and equipment and with our claims. We often recommend Regional insurance brokers to our friends and associate in our industry as a go to for their insurance needs. Thanks again

Brett Hobden HFT