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Today, insurers are scrutinising claims more than ever and insurance premiums just keep rising.
More commercial property owners are seeing claims refused based on policy exclusions for lack of maintenance or structural defects.
Claims for damaged roofs, for instance, are commonly declined due to so called maintenance issues and roof condition.
Even though you have insurance cover and you think your commercial property is in good condition, you cannot simply assume everything will work out at claim time. You need to take some action…